House and Home February 2016
National Housing Market Trends

The Multi-Indicator Market Index (MiMi) measures the stability of the national housing market by analyzing home-purchase applications, payment-to-income ratios, and local employment prospects. Freddie Mac's MiMi reached 81.9 in October, indicating that the housing market is on the outer range of stable activity. The MiMi has posted gains of 6.31 percent year over year and has improved by a total of 38 percent since its all-time low in... Read More
4 Tips to Improve Indoor Air Quality

Reducing pollutants in the home can improve your overall health and help reduce the symptoms of respiratory illnesses, such as asthma and allergies. Follow these simple tips to improve the indoor air quality in your home and help you breathe easier.

1. Change Furnace Filters
The air filter in your furnace traps many of the particles contained in the air in your home. Air filters are given a rating on the Minimum Efficiency... Read More
Tips to Live Large in Small Spaces

"There's no need to sacrifice great design if you live in a small space. A few simple changes are all you need to make it feel bigger, more beautiful and a reflection of your personality," says Jackie Jordan, director of color marketing, Sherwin-Williams.

Look overhead and underfoot.
Consider using every conceivable space to please the eye -even the ceiling. "I love the idea of reflecting the shape of your dining room table with a... Read More
6 Reasons to Avoid Paying Off Your Home Mortgage Early

Everyone knows that having a lot of debt is a bad thing. And most of us are well aware that paying off debt as soon as possible is a smart idea. So it may come as a surprise that paying off a home mortgage early may not be a good idea. In fact, doing so could actually be detrimental to your finances. The following are six reasons why you shouldn't pay off your home mortgage early even if you have the means to do so.

1. Prepayment Penalties
Depending on the terms of your mortgage, there may be penalties involved with paying it off early. The money you would use toward paying a prepayment penalty could be put toward... Read More

"Chill Out" Colors Are the Hot Picks for 2016

The interior paint colors that will be hot this year have a decidedly cool feel to them, with whites, off-whites, and certain light pastels moving to the forefront. So says Debbie Zimmer, color expert for the Paint Quality Institute, which issues an annual forecast on the latest color trends.

"After two straight years of dominance by gray wall color—often accompanied by deeply saturated secondary colors like purple, teal, or rust—fashionable homeowners will switch gears and brighten things up in 2016," says Zimmer. "Wall color will be lighter, featuring a lot of cool and calming hues."... Read More
William Brundage  -  (248) 980-2455 House and Home  -  February 2016 

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William Brundage, Coldwell Banker Weir Manuel, 294 E Brown St , Birmingham MI 48009
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The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.
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