House and Home October 2016
October Housing News: Forecasting a Positive Fall

Freddie Mac's Multi-Indicator Market Index (MiMi) monitors the stability of the housing market by analyzing home purchase applications, payment-to-income ratios, on-time mortgage payments, and employment statistics. In June, the national MiMi value saw only a slight improvement from a month earlier, climbing 0.08 percent to 85. A MiMi value this high represents a housing market that, according to Freddie Mac, is "on the outer... Read More
Five Problems Most Homeowner's Insurance Doesn't Cover

Policies for homeowner's insurance usually take several pages to explain the circumstances that are covered under the policy guidelines. Most homeowners don't bother to take the time to read through them, even when they attempt to submit a claim. Here is a look at some of the situations that most homeowner's insurance doesn't cover, unless you obtain a rider (i.e., add-on) policy that does.

1. Termites and Other Pests
Most insurance companies do not offer... Read More
Inexpensive Autumn Décor Accents

Fall is the season of bountiful harvests. Transform your décor with rich color and warmth. Here are a few ways you can add fall accents to your home:

Get Ornamental Gourds
And not just the requisite pumpkin for the porch, but several small-to-large ornamental gourds to be used as a dining room table centerpiece, as a coffee table prop, and even to place here and there on bookshelves. Ornamental... Read More
Five Ways to Evaluate a Home Offer

Receiving an offer for a house is not the final step in a real estate transaction. In fact, it is the beginning of another stage in the process: the negotiations. After receiving a formal offer, the seller reviews it and then responds to the potential buyer. A counteroffer may follow then further negotiations until a deal satisfactory to both parties has been arranged.

It is important to do a careful evaluation of each offer. Here are five tips for evaluating a real estate offer:

1. Look Beyond the Basic Amount Offered. Obviously, the purchase price is the key piece of information in the offer. However, other offer elements may impact the total amount of money you'll receive in the transaction. For example, if the buyer asks that certain items... Read More
Are Home Energy Audits
Worth It?


Offers for free or low-cost home energy audits are everywhere, but are these home assessments worth your time? Home energy audits are totally worth it, and fall is an ideal time to have an energy assessment performed: you'll receive actionable advice on staying comfortable in cooler temperatures. Learn what to expect when getting a home energy audit and how these audits can help you save money all year round.

What Happens in a Home Energy Audit
These audits typically last two to four hours, depending on the size of your home and the complexity... Read More
William Brundage  -  (248) 980-2455 House and Home  -  October 2016 

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William Brundage, Coldwell Banker Weir Manuel, 294 E Brown St , Birmingham MI 48009
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The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.
If your property is currently listed with a Real Estate Broker, this publication is not intended as a solicitation.
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